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Credit and lending

You need strategies and solutions to help you navigate an uncharted environment

Get access to a range of long and short-term loans designed to meet the specific funding requirements of your business. Use our lending and credit solutions to finance capital investments and business growth, and obtain working capital to improve your cash flow, or manage day-to-day expenses more effectively. Our specialists have a wealth of experience customising lending programmes to suit the requirements of all types and sizes of organisations.

Our credit and lending solutions

Revolving loans

Boost working capital to cover short-term or day-to-day expenses by drawing, repaying and redrawing cash as needed within the limits of the facility.

Overdraft

Minimise the risk of unplanned overdrafts. Improve your cash flow management by having the option to easily access funds.

Business cards

Gain more control over employee spending with the ability to separate business and personal expenses, as well as manage business transactions online.

Europe’s ‘debt illusion’

Borrowing provides a short-term economic boost – but it must eventually be repaid

Firms around the world are navigating uncertainty with optimism

Watch Noel Quinn talk about some of the Navigator findings and how HSBC can help you unlock future opportunities for your business.

Business Beyond COVID-19 – The Global Podcast Series

Welcome to Business Beyond COVID-19, HSBC’s podcast series about embracing business unusual through the global pandemic and beyond. We talk to industry leaders and experts to understand how they are adapting, reshaping and innovating through these extraordinary times.

Payment Services Directive II (PSD2)

Adopted in 2007 and implemented in 2009, the Payment Services Directive (PSD1) aimed to create a single market for payments in the European Union, as well as provide a foundation for the Single Euro Payments Area (SEPA).