Terms of use

18 October 2017

This page sets out the terms of HSBC’s website for the Channel Islands and Isle of Man ciiom.hsbc.com and any sub-domain e.g. business.ciiom.hsbc.com (the 'Site').

This Site is operated by HSBC Bank plc, (Jersey Branch) which is owned by HSBC Holdings plc. Please note that Jersey, like Guernsey and the Isle of Man, are not member states of the EU or included in the European Economic Area (EEA). By accessing this Site, you agree to be bound by the Terms.

Before using this Site, you should read the Terms carefully, as well as our Cookie Policy and Privacy Policy which are deemed to be incorporated into these Terms.

HSBC Bank plc (Jersey Branch) is regulated by the Jersey Financial Services Commission for Deposit Taking, General Insurance Mediation Investment, Money Service, Fund Services and Investment Business. HSBC Bank plc, Guernsey Branch is licensed by the Guernsey Financial Services Commission for Banking, Credit, Insurance and Investment Business. HSBC Bank plc, (Isle of Man Branch) is licensed by the Isle of Man Financial Services Authority. HSBC Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. It is listed with the registration number 114216. HSBC Bank plc is a company incorporated under the laws of England and Wales with company registration number 14259 and its registered office at 8 Canada Square, London E14 5HQ. HSBC Bank plc's registered VAT Number is GB 365684514.


'Content' means all pages, screens, information and materials included in or accessible through this Site (including any content available on any email or SMS services)

'you', 'your' and 'yours' means you, the person(s) accessing this Site and the party on whose behalf you are doing so

'we', 'us' and 'our' means HSBC Bank plc

'HSBC Group' means HSBC Holdings plc, its subsidiaries and associated companies from time to time


These Terms cover your use of this Site. All products and services provided by members of the HSBC Group have their own terms and conditions (the 'Product Terms'). You must read both the Product Terms and these Terms. To the extent that the Product Terms conflict with these Terms then the Product Terms will prevail.

From this Site we may provide information or hyperlinks to other websites or pages which may be subject to their own specific terms and conditions including disclaimers.

We may change the Terms at any time by updating these pages. You agree to review any applicable terms and conditions regularly and that your use of any part of this Site will be subject to any such changes once they are made.


Expressions of opinion are those of HSBC only and are subject to change without notice. Information or opinions contained on this Site do not constitute an offer to sell or a solicitation, or offer to buy, any securities or financial instruments or investment advice or any advice or recommendation in respect of such securities or other financial instruments.

Should you seek to rely in any way whatsoever upon any content contained on this Site, you do so at your own risk.

The information on this Site is based on understanding of current law, regulation and tax practice at the time of going to press. Future changes in law, regulation, or tax practice could affect the information on this Site.

Before you make any decision or take any action that might affect you or your personal finances or business, you should always consult a suitably qualified professional advisers to obtain appropriate financial, legal, accounting, tax and other advice.


Other than the warranties and representations contained in the Terms, all other warranties and representations, whether express, implied or statutory are, to the fullest extent permitted by the law, excluded. The use of the Site is at your sole risk.

While we have taken reasonable steps to ensure the accuracy, currency, availability correctness and completeness of the information contained on the Site, information is provided on an "as is" and "as available" basis.

We do not represent or warrant that the Site will be available and meet your requirements, that access will be uninterrupted, that there will be no delays, failures, errors or omissions or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system. You have sole responsibility for adequate protection and back up of data and/or equipment and for undertaking reasonable and appropriate precautions to scan for computer viruses or other destructive properties.

We make no representations or warranties regarding the accuracy, functionality or performance of any third party software that may be used in connection with the Site.

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